Malta offers a pathway to citizenship by naturalisation only. Julia Loko, Investment Programs Expert at Immigrant Invest, explains Malta Permanent Residence and citizenship application process.
Malta citizenship for exceptional services by direct investment
Maltese citizenship. The Citizenship for Exceptional Services by Direct Investment programme allows eligible individuals to apply for citizenship after maintaining residence in Malta for at least 12 or 36 months. Applicants must contribute to Malta’s National Development Fund, donate to a local organisation, and invest in property.
Investment requirements vary based on residency duration. Applicants must pass strict Due Diligence checks, contribute to the National Development and Social Fund, invest in real estate or government bonds, and reside in Malta for at least one year:
- Contribution to the National Development and Social Fund. Applicants must make a non-refundable contribution to Malta’s National Development and Social Fund. The required amount starts at €600,000 for a minimum 36-month residency, or €750,000 for a reduced 12-month residency period.
- Investment in Property. Applicants are required to invest in property, either by purchasing a property valued at a minimum of €700,000 or renting a property with a minimum annual rental cost of €16,000.
- Investment in Government Bonds. Applicants must invest in government bonds or stocks, which must be held for a period of five years.
Applicants must meet strict eligibility criteria. They undergo Due Diligence checks and prove a clean financial and criminal record. Family members, including spouses and dependents, may also apply.
The process requires careful planning. Applicants must ensure they meet financial requirements and demonstrate genuine links to Malta. This can include business activity, social engagement, or regular visits to the country. The Maltese government assesses each applicant individually to confirm their commitment to Malta’s long-term development.
Malta Permanent Residence Programme explained
Malta Permanent Residence Programme offers long-term settlement. This option is suitable for investors seeking long-term residency. The program requires a non-refundable government contribution, property investment, and a donation to a local NGO. It also allows applicants to include family members.
To apply for the Malta MPRP, applicants must meet several key requirements:
- Rent real estate for at least €14,000 per annum or buy a property for at least €375,000.
- Application administrative fee. Investors pay €15,000 as an initial payment and €35,000 at the final stage, regardless of whether they choose to buy or rent property.
- Government contribution. Investors must make a one-time, non-refundable contribution of €30,000 to the government if purchasing property, or €60,000 if renting.
- Donation to a non-governmental organisation. An additional donation of €2,000 is required to a local NGO. This donation contributes to social projects in Malta.
- Proof of funds. Applicants need to demonstrate assets worth at least €500,000, with €150,000 in liquid financial assets. This ensures that applicants have sufficient financial stability to support themselves and their families.
The Maltese Global Residence Programme grants permanent residence, not citizenship. This program is tailored for non-EU individuals looking for a flexible and affordable residency solution.
Malta Global Residence Programme requires an annual tax payment of €15,000, and the property investment requirements are slightly lower. This is more flexible for those who plan to travel frequently.
How to apply for Malta passport after permanent residence
The key steps include:
- Obtain permanent residence: Apply through the MPRP and meet financial requirements.
- Fulfil residency requirements: Maintain residence in Malta for at least 12 or 36 months before applying for citizenship.
- Submit an application: Work with a licensed agent to prepare and submit the required documents.
- Undergo Due Diligence checks: The Maltese government conducts background checks to ensure applicants meet eligibility criteria.
- Make the required investment: Contribute to the National Development Fund, invest in property, and donate to charity.
- Receive approval and take the oath of allegiance: Once approved, applicants swear allegiance to Malta and receive a passport.
Maltese citizenship offers full EU rights. Successful applicants gain the right to live, work, and travel within the European Union.
Legal guidance is essential. The application process involves extensive documentation and compliance with Maltese regulations. Working with experienced advisors ensures all requirements are met, reducing the risk of delays or rejection.
11 benefits of living in Malta
Malta offers stability. Permanent residents and citizens enjoy numerous advantages:
- European residency and citizenship benefits. Free movement across the Schengen Area.
- Business opportunities. A strong economy with investment-friendly policies.
- Favourable tax regime. No wealth, inheritance, or gift taxes.
- Mediterranean lifestyle. Warm climate and a high quality of life.
- Access to healthcare. A well-regarded healthcare system.
- English-speaking environment: English is widely spoken in Malta and is an official language.
- Educational opportunities. International schools and universities.
- Strategic location. Easy access to Europe, North Africa, and the Middle East.
- Safety and stability. Malta has a low crime rate and political stability.
- Cultural and historical richness. A diverse heritage with UNESCO sites.
- Favourable immigration policies. A clear pathway from residence to citizenship.
Families benefit from Malta’s residency. Dependents can access high-quality education and healthcare, making it an attractive destination for long-term settlement.
Key things to know before moving to Malta
Malta has specific residency and investment rules. Understanding these ensures a smooth transition:
- Residency requirements: Proof of a genuine connection to Malta is essential.
- Investment obligations: Property or rental requirements must be met.
- Taxation considerations: Residents pay tax only on income remitted to Malta.
- Cost of living: Housing and daily expenses vary based on location.
- Climate and lifestyle: Hot summers and mild winters attract expats.
Building ties with the local community helps. Engaging in social, cultural, or economic activities strengthens an applicant’s position when applying for citizenship.


